Deleted
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Post by Deleted on Apr 7, 2016 9:07:07 GMT -8
My wallet is much lighter now... I'm in the same boat. I think stage of life has a lot to do with it. Ditto.
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zeke
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Post by zeke on Apr 7, 2016 9:25:19 GMT -8
I may be a rogue in all of this. I pay my medical out of pocket, with no insurance even though my wife has a disability and more than 4 prescriptions a month and a couple of Dr visits. It is still cheaper than the cost of Federal Health Insurance, so far. When we were on ACA for a year, it cost us about $1000 a month, since I made too much from retirement benefits. I'd rather pay the fine at the end of the year, which was almost $1200 this year. Even when it doubles next year, I'll still be ahead as long as nothing catastrophic hits. I can stand a $100K hit right now, possibly 200K. I'll take my chances.
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FamilySherpa
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Post by FamilySherpa on Apr 7, 2016 9:49:18 GMT -8
crawford , JR and Scott - Mind sharing some context/details to let us know what's not working and thus causing your wallet to become much lighter than Pre-Obamacare days? But only to the extent you feel comfortable, of course. While I fully support the ACA, because it has helped so many people get the necessary coverage they needed, like the board members you asked above, it has indirectly wound up costing me more money.
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crawford
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Opportunity is missed by most people because it is dressed in overalls and looks like work.--Edison
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Post by crawford on Apr 7, 2016 10:22:25 GMT -8
The availability of coverage in my area has changed a bit. I had a plan that was discontinued (it became taxable?) and had to shift to another. Premiums have since risen quite a bit and simultaneously my deductible rose quite a bit as well. I'm now paying more each month for less coverage than I had before ACA. Am I fully blaming this on ACA, not exactly, but this all happened once ACA went into effect. I see that it has benefited some, but would have preferred some different change rather than the complete overhaul all at once. (JMHO) zeke I am sorry to hear you have to pay a fine for not purchasing insurance. This is something that bothers me about the ACA. Yes I understand the pool of those insured must increase to make the costs balance out, but I don't like the fact that folks are forced to purchase something or to have to make a decision that you have had to make.
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gabby
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Post by gabby on Apr 7, 2016 10:25:56 GMT -8
zeke I am sorry to hear you have to pay a fine for not purchasing insurance. This is something that bothers me about the ACA. Yes I understand the pool of those insured must increase to make the costs balance out, but I don't like the fact that folks are forced to purchase something or to have to make a decision that you have had to make. Do you feel the same way about income taxes?
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crawford
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Opportunity is missed by most people because it is dressed in overalls and looks like work.--Edison
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Post by crawford on Apr 7, 2016 10:34:43 GMT -8
No I do not. I see them as a separate thing. One is a % of income (etc) and the other is a fine for failure to purchase something.
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zeke
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Post by zeke on Apr 7, 2016 11:13:01 GMT -8
I have no problem with the fine. I would back a higher tax, if a Medicare for all type coverage was instituted. I see this as just a tax on those who choose to not be in the pool. No problem with it at all.
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amaruq
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Post by amaruq on Apr 7, 2016 11:22:46 GMT -8
Y'all? Are you from southern Ontario? Actually, quite the opposite. The (or us) Northerners tend to pack the 'drawl.'
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Post by High Sierra Fan on Apr 7, 2016 15:30:11 GMT -8
Hell no. I put in my list for the "death squads for the unproductive" and what happens? Nothing. SO bummed.
What happens when even the Republican Party's mostly solumn pledges don't come to pass? Saddens me, it really does. If I can't trust Orrin Hatch what am I to do? [that last bits rhetorical btw: I know what to do: dispare]
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gabby
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Post by gabby on Apr 7, 2016 16:10:10 GMT -8
"Solumn" is much more serious than "despare". Just about anyware.
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Deleted
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Post by Deleted on Apr 7, 2016 16:30:44 GMT -8
My daughter has Stiff-person syndrome (SPS). She has benifited from health care reform. With an increased access to treatments she has returned to teaching Electronics to collage students at a university.
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Post by High Sierra Fan on Apr 7, 2016 16:44:14 GMT -8
I know what to do: despairFixed it for you. yeah, that's the critical issue. Online typos.
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Post by hikerjer on Apr 7, 2016 19:44:33 GMT -8
I'm convinced that when history judges, the Affordable Care Act will be considered Obama's greatest accomplishment. Once it's universally accepted by the American public, and it will be, it will rank right up with social security as a significant piece social legislation. As for the naysayers among you who point out the cost, yes, it will cost but it will be, IMO, well worth it just as social security is. We may have to pay higher taxes to fund both, but the alternative is too grim to imagine.
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Post by High Sierra Fan on Apr 7, 2016 20:54:23 GMT -8
As a first draft it wasn't bad. The necessary editing once some experience had been gained would have been nice. Oh well there's time in the future.
Me? Nope: employer provided with my sharing costs. It's a medical school slash healthcare system so there's that as well.
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Post by hikerchick395 on Apr 15, 2016 8:05:01 GMT -8
Yes...we have greatly benefited from the ACA.
Now we're worried about it going away
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