zeke
Trail Wise!
Peekaboo slot 2023
Posts: 9,895 
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Post by zeke on Mar 11, 2016 16:59:18 GMT -8
Just one more of our First World Problems. I understand your frustration, and the desire for the Bank to take ownership of their error. All I can tell you is: PayPal offers fund transfers: Other banks compete with yours; At least you have the Bank info of "Tom McGee" as it is printed on the back of the check. Should be able to identify his bank, and possibly his account number. I'd take that info to the cops to see what law was broken by depositing or cashing a check not made out to him.
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Post by hikerjer on Mar 11, 2016 17:11:39 GMT -8
Ben, Ben, Ben - I'm constantly amazed at the things that surprise you. I mean, it is a bank. What did you really expect? That they'd put your interests ahead of their own?
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ladyblade
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Blade Mistress of the Olympics!
Posts: 28 
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Post by ladyblade on Mar 11, 2016 17:50:18 GMT -8
Paper check fraud (Monetary Instrument) and ATM fraud are regulated differently and has different policies, therefore different process. Your bank has to get the money from the bank that wrongly credited "Tom McGee". That piece of paper you are notarizing will help that. Really, Tom McGee is the thief and your bank is having to follow the rules laid down to fix it for you. I used to cringe when people would get mad at me because there were hoops to jump thru to get their money back. Fraud is rampant and they wanted me to just credit their accounts. Uh, no? Due diligence sucks, but is there for a reason. Don't be hatin'.
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Post by Lamebeaver on Mar 11, 2016 19:27:42 GMT -8
I'm guessing Tom actually cashed the check at another bank, and the transferred the check to yours. In that transaction, a person doesn't actually look at the check. In the first transaction, they should have caught it.
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